Book Review: The Money Answer Book by Dave Ramsey

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Your finances aren’t the problem… you are.

That might be how I’d sum up the message of Dave Ramsey’s newest book, The Money Answer Book.  Dave is a no-nonsense kind of advisor, and starts out with his key premise: “Personal finance is 80 percent behavior and 20 percent head knowledge!”  This is the foundation of all the advice that will follow in this concise, easy-reading resource.  This book is designed to be a quick and easy guide to some not-so-easy questions.  Whereas his previous books laid out general concepts, this newest addition seeks to answer specific questions, with bite-sized, easy to digest answers.

This is my first Ramsey book, and I was consistently impressed with his values.  He’s up front about his belief that the Bible is his foundation for his financial principles.  Dave places a high value on family, stressing the need for spouses to work together and agree on financial issues and teaching good financial values to their kids.  Dave hammers home the idea that hard work is the solution to financial trouble.  He has no magic bullet, and he is a true realist.  Overall, he’s like that uncle or ball coach that’ll tell you the hard truth your parents tried to tell you, but you’ll listen to him!

Disclosure of Material Connection: I received this book free from Thomas Nelson Publishers as part of their BookSneeze.com <http://BookSneeze.com> book review bloggers program. I was not required to write a positive review. The opinions I have expressed are my own. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255 <http://www.access.gpo.gov/nara/cfr/waisidx_03/16cfr255_03.html> : “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”